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Loved by over 800,000 users.

Services

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Choose your country from the drop down list to see which services are available where you live.

Transfer money

Send and receive money instantly without paying any service fees.

Pay bills

Settle all your bills through the app within minutes.
You can buy everything from airline tickets and airtime to electricity, and water.

Buy airtime

Instantly top-up for yourself or anyone. We are available in 135 countries, so you can top up airtime wherever you are.

SuperSaver

Earn 4% interest on your savings with no fees, no minimum amount, and unlimited withdrawals.

Loans

You can be eligible for a loan, absolutely free for 14 days. Sign up here to get notified upon launch!

Pay in-store

Use our intuitive map feature to identify the growing number of shops around you accepting SPENN.

How to

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1. Go to “transfer” tab.
2. Add recipient by either:
– Contact on your phone.
– Entering phone number.
– QR code.
6. Enter the amount you want to transfer.
7. Click the green button to continue.
8. Enter an optional message on the transaction.
9. Confirm transaction by swiping the green button

1. Go to “transfer” tab.
2. Click on the “switch” button to become the recipient of the transaction.
3. Add recipient by either:
– Contact on your phone.
– Entering phone number.
– QR code.
4. Enter the amount you want to request.
5. Click the green button to continue.
6. Enter an optional message on the transaction.
7. Confirm transaction by swiping the green button to the right.

1. Click on the shopping tab in top right corner.
2. Click on “Airtime top-up” (2nd button).
3. Your number is pre-selected. If you want to buy for another number you can select from your contact list OR add the phone number manually.
4. Click “Buy for this number”.
5. Select the preferred airtime package.
6. Click the green checkmark button, and swipe to pay.
7. Shortly after payment, the recipient (the phone number you bought load for) will receive a confirmation SMS.

1. Click on ‘My Money’
2. Click ‘Free SuperSaver account’ to set up a savings account
3. Set a savings goal and type in the amount you want to add to your SuperSaver from available balance
4. Swipe to confirm the transfer

Coming soon – Stay tuned.

Loan feature coming out soon. You can be eligible for a loan, absolutely free for 14 days.

Click on the “Top-up” button on the “My money” page, choose preferred top-up method. For instance, select “Find closest exchange point” to locate the closest SPENN Power users to you.

Click on the “Cash-out” button on the “My money” page, choose preferred cash-out method. For instance, select “Find closest exchange point” to locate the closest SPENN Power users to you.

1. Open the App, and register by tapping “I am new to SPENN”.
2. Fill in the fields provided. For First name and Last name, please fill it according to how it appears in your valid ID.
3. Proceed in registering your phone by going to the “Me” tab and select “Verify phone”. A verification code will be sent via SMS.
4. When you have successfully verified your phone w/ the verification code sent via SMS, click on “Me” at the lower right of the app and then click on “Validate”.
6. You will be asked to submit screenshot copies of documents to validate your identity. Proceed in creating your account.

1. Download SPENN
2. Upgrade to SPENN Agent within the app
3. Upload the documents requested
4. You will be contacted if your application is approved