Experience Financial Freedom with SPENN


Active users
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App downloads
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Growth
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SPEND
Discover the power of SPENN, your all-in-one payment app that simplifies your everyday transactions. With SPENN, you can:
Pay in-store
Pay for purchases at shops hassle-free.
Pay bills
Buy airtime and pay bills conveniently from your phone.
Seamless Money Management
Experience the ease of managing your finances on the go.
SAVE
Explore Supersaver, your gateway to financial empowerment. With SAVE, you can:
Set Savings Goals
Set personalized savings goals and watch your money grow.
Maximize Your Earnings
Earn competitive interest rates, maximizing your financial potential.
Effortless Financial Planning
Enjoy flexible saving and unlimited withdrawals, making financial planning effortless.


LOAN
Unlock the possibilities with our 14 days free interest LOAN feature, tailored to empower your financial journey. With SPENN loan, you can:
Flexible Loan Options
SPENN loan of up to 500,000 Rwf, enabling you to handle unexpected expenses or invest in your aspirations.
Earn Higher Loan Limits
Accumulate points through daily app usage, providing you with opportunities to access higher eligibility score.
Seamless Application Process
Our seamless loan application process, ensures quick access to the funds you need.

How to Join SPENN ?

Download & Install
Start by downloading SPENN from your app/play store. Once installed, effortlessly manage your finances, whether it’s shopping or setting savings goals.

Verify your number
SPENN sends a secure OTP to your number. Enter it, and your account is safeguarded, ensuring smooth transactions and access to all features.

Validate your account
Using your ID, secure your account for full SPENN access, including stress-free loans. Experience secure, convenient financial management.
Ready for financial freedom? Click on the “Get started now” button to download SPENN and transform the way you manage money!
How to

USSD & SMARTPHONE
Got questions about how to use SPENN on both USSD and smartphone? Explore our FAQs for answers and helpful tips on how to troubleshoot and optimize your experience !

SMARTPHONE
1. Go to “transfer” tab
2. Add recipient by either:
– Contact on your phone
– Entering phone number
– QR code
6. Enter the amount you want to transfer
7. Click the green button to continue
8. Enter an optional message on the transaction
9. Confirm transaction by swiping the green button
1. Go to “transfer” tab
2. Click on the “switch” button to become the recipient of the transaction
3. Add recipient by either:
– Contact on your phone
– Entering phone number.
– QR code
4. Enter the amount you want to request
5. Click the green button to continue
6. Enter an optional message on the transaction
7. Confirm transaction by swiping the green button to the right
1. Click on the shopping tab in top right corner
2. Click on “Airtime top-up” (2nd button)
3. Your number is pre-selected. If you want to buy for another number you can select from your contact list OR add the phone number manually
4. Click “Buy for this number”
5. Select the preferred airtime package
6. Click the green checkmark button, and swipe to pay
7. Shortly after payment, the recipient (the phone number you bought load for) will receive a confirmation SMS
1. Click on ‘My Money’
2. Click ‘Free SuperSaver account’ to set up a savings account
3. Set a savings goal and type in the amount you want to add to your SuperSaver from available balance
4. Swipe to confirm the transfer
Click on the “Top-up” button on the “My money” page, choose preferred top-up method. For instance, select “Find closest exchange point” to locate the closest SPENN Power users to you.
Click on the “Cash-out” button on the “My money” page, choose preferred cash-out method. For instance, select “Find closest exchange point” to locate the closest SPENN Power users to you.
1. Open the App, and register by tapping “I am new to SPENN”
2. Fill in the fields provided. For First name and Last name, please fill it according to how it appears in your valid ID
3. Proceed in registering your phone by going to the “Me” tab and select “Verify phone”. A verification code will be sent via SMS
4. When you have successfully verified your phone w/ the verification code sent via SMS, click on “Me” at the lower right of the app and then click on “Validate”
5. You will be asked to submit screenshot copies of documents to validate your identity. Proceed in creating your account
1. Click on the shopping tab (in the Transfer view). Top right corner
2. Click on “Bills Payment”
3. You will be given different bill providers to choose from
4. Select among the options and proceed with you bills payment
5. You will receive an SMS receipt notification
1. Click on the QR button to scan QR code or
2. Go to “transfer” tab
3. Click on the shopping cart in the top right corner
4. Scan the QR code in the store