The only mobile money app that is 100% free
SPENN is a mobile banking app that allows you to deposit, spend, and save money cost-free. Pay bills and buy airtime without any fees. No bank account required, and joining is absolutely FREE. Sign up today!
4.4, 5612 Ratings
4.3, 51 Ratings
Join more than 800,000 users who love SPENN
Here are some of the latest app store reviews by our users
“This app is the best, since the day I started using it, there were no problems. I feel everyone should try it out, because it is easy and fast when it comes to money transactions paying bills even purchasing goods or services.”
“This app is super perfect 😍💕”
The best mobile money transactor so far👌👌👌 very easy to use and security guaranteed.
“Awesome! Best money transaction App i have come across so far. I can pay bills, send money, and transact with no fee attached.”
100% free transactions, no hidden costs
Send and receive money instantly without paying any service fees.
The easiest way to buy airtime, globally
Instantly top-up for yourself or anyone. We are available in 135 countries, so you can top up airtime wherever you are.
The easiest way to buy airtime, globally
Instantly top-up for yourself or anyone. We are available in 135 countries, so you can top up airtime wherever you are.
Enjoy free bills payment
Settle all your bills through the app within minutes. You can buy everything from airline tickets and airtime to electricity, water and pay hundreds of bills.
Shopping made convenient
Use our intuitive map feature to identify the growing number of shops around you accepting SPENN.
Shopping made convenient
Use our intuitive map feature to identify the growing number of shops around you accepting SPENN.
Trusted and accessible bank partners
We work with trusted local banks to give you the best service possible. All our Users’ funds are always kept by our partner banks and have full guarantee of safety as per standard bank and national regulations.
Locate an agent or bank branch with our map to make an instant deposit or withdrawal.
Safe and secure
To ensure the speed and safety of your transactions, we deploy blockchain technology. Using the principles of cryptography and other cutting-edge science, we provide bank-level security to all our users.
Safe and secure
To ensure the speed and safety of your transactions, we deploy blockchain technology. Using the principles of cryptography and other cutting-edge science, we provide bank-level security to all our users.
no bank account required
Anyone can use SPENN. Simply download, get verified and begin!
save faster with 4% interest
Earn 4% interest on your savings with no fees, no minimum amount and unlimited withdrawals. (Rwanda only)
we accept masterpass
Use SPENN hasslefree at more than 20,000 locations and growing. (Tanzania only)
Sharing made easy
You can share transactions using SMS, Whatsapp and many other messaging platforms.
Get on top of finances
Every transaction made is securely stored as a digital receipt, so you have full visibility.
COMING SOON: Free loans
You can be eligible for a loan, absolutely free for 14 days. Connect with us on social media for updates.
Download today