SPENN mobile money

Send & request money, buy airtime, pay bills, save money!
Get started in less than 60 seconds.

SPENN is here to support you during the coronavirus outbreak
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Your new mobile banking app

SPENN is an advanced financial platform built into a user friendly mobile banking app. Create your FREE account in seconds, and enjoy free money transfers forever!

Money Transfers

Send & request money from anyone, anywhere, instantly and free

Pay Anywhere

Pay using your phone at any location accepting SPENN

Easy Top-Up & Cash-Out

Top-up & cash-out from SPENN Power users, bank branches or partners

Become an Entrepreneur

Earn money by offering top-up & cash-out services to other users

Secure Savings

Start saving your money in the safe & secure SPENN mobile banking app

POS Solution

Upgrade to SPENN+ to access a free point-of-sale solution and attract new customers


Download and create your free account to get full access to all the features of SPENN, Including FREE transfers and payments to anyone, anywhere. Want to top-up, cash-out or find the closest store where you can pay using SPENN? Click on the map and identify the best option immediately!

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Upgrade to your free SPENN+ account in seconds. By becoming a SPENN+ user, you instantly get access to our point-of-sale solution for your business or organisation. You will also appear on the SPENN map so other users easily can locate your business. Sign up today and attract new customers.

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Become a Power user and earn money by offering other users to top-up & cash-out their SPENN account through you. Every SPENN user can upgrade to Power for free by following a few steps inside the app. As a Power user, you set your own transaction fees for every transaction, which are yours to keep!

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Pay anywhere using your smartphone

Transfer, receive, request, pay in stores and get paid instantly and for free with the new SPENN mobile banking app. Download today, and become part of the digital economy in seconds. No bank account is needed to join!