Refer a Friend

Refer, Reward, Repeat

Your banking experience just got more rewarding. Now, when you introduce your friends to SPENN, both of you can earn 10 Kwacha each!

It’s that simple! Share SPENN’s potential with your friends and unlock benefits for both of you.

It’s Easy and Rewarding. Here’s how:

Step 1
Invite a Friend

Open your app > tap “Invite Friends” > Share your invitation link 

Step 2

Your friend clicks the link and downloads the SPENN app >  Registers using your referral code > Verifies their ID to become a user

Step 3
Deposit & Reward

Your friend deposits 30 kwacha in 2 days > Once the money is deposited you both receive 10 kwacha!

The best part? Share with up to 10  of your friends.

Contact our friendly Customer Service team if you encounter any issues. 

Start Earning Today!


How to

  • Step 1: Open your SPENN app
  • Step 2: Click on ‘Invite Friends’
  • Step 3: Your friend receives a special link and a unique referral code
  • Step 4: They download SPENN and sign up using your code
  • Step 5: Your friend becomes a user after completing KYC verification
  • Step 6: They deposit 30 Kwacha using LinkSPENN, Kazang, or a bank transfer within 2 days
  • Step 7: Once the money is deposited, both of you get rewarded with 10 Kwacha each!

Any validated SPENN user in Zambia.

Your referral incentives will be credited directly to your SPENN account.

Yes, you can track the status of your referrals in the “Invite Friends” section of your SPENN app.

Yes, the referral campaign is limited to only 72 hours from February 5th to February 7th, 2024.

Refer a friend now and enjoy incentives and more!

Terms apply. Offer may be canceled or modified at any time.